October 12, 2012

Thanks, Obamacare

I have a high deductible, HSA based health insurance plan; it really does not pay for much. But the other day I received this letter - women's health coverage is increasing significantly. And even though I'm not going to need most of these services, getting coverage for an annual trip to the gyno is a good benefit. (Not to mention the colonoscopy that got covered 100% in the past year, also thanks to the Affordable Care Act).

But for other women, women who are in their reproductive years and considering having kids, this is great news.

Thanks, President Obama. One more reason I am voting Dem in 2012.

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As a result of the Health Care Reform law (Jude notes - aka "Obamacare), the following preventive services are included in your plan. Preventive services are covered with no cost share when provided by a network provider. No cost share means that your deductible, coinsurance and/or copay do not apply to these services.
• Well-woman visits (this includes prenatal visits)
• Screening for gestational diabetes (diabetes during pregnancy)
• Human papillomavirus (HPV) DNA testing
• Counseling for sexually transmitted diseases (STDs)
• Counseling and screening for human immunodeficiency virus (HIV)
• Screening and counseling for interpersonal and domestic violence
• Breastfeeding support, supplies and counseling
• Contraceptive methods and counseling (when prescribed by a physician)

Some of these services are already benefits under your plan. These changes go into effect on January 1, 2013.

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